DNS Loan Scheme for Professionals

Turn your professional dreams into reality

With the DNS Loan Scheme—designed to help self-employed professionals finance office setup, equipment, and working capital needs. With flexible loan options up to ₹1000 lakh, competitive interest rates, and hassle-free processing, this scheme empowers you to grow your practice effortlessly. Secure the funds you need and take your career to new heights!

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Loan Scheme for Professionals Calculators

Loan Amount

₹

100Cr

Tenure (months)

Months

480

Interest Rate

30%

Monthly EMI

₹0.00

Interest Payable

₹0.00

Disclaimer: The calculator provides estimated EMI; actual figures will be as per RBI guideline. Final calculations will be available at the branch. Floating / Fixed ROI will be available based on customers requirement.

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Features & Benefits of DNS Loan Scheme for Professionals

High Loan Amounts

Get up to ₹1000 lakh for secured term loans and up to ₹10 lakh for working capital needs

Competitive Interest Rates

Starting at 9.75%* for secured loans and 11.50%* for unsecured loans, based on CIBIL score

No Collateral for Small Loans

Clean term loans up to ₹5 lakh and cash credit up to ₹4.50 lakh require no collateral

Eligibility Criteria for DNS Loan Scheme for Professionals

Who can Apply?: Self-employed professionals excluding medical professionals and traders. Individuals, Registered Partnerships, LLPs, Pvt. Ltd. & Ltd. Companies, and Associations engaged in professional services.
Eligible Professions Include: Engineering & Technical Professionals (including Software Professionals), Chartered Accountants (CAs), ICWA, Company Secretaries (CS), Certified Tax Consultants, Business Management Professionals, Management Consultants, Architects, Interior Designers, Fashion Designers, Beauticians, and similar professions

Documents required for DNS Loan Scheme for Professionals

Loan Application in bank’s prescribed format
KYC documents.
Professional Qualifications certificates
Financial statements.
Projected cash accruals.
Existing Loan account statements along with sanction letter (if applicable).

Frequently Asked Questions

This loan is available to self-employed professionals (excluding medical professionals and traders) such as engineers, CAs, ICWA, CS, management consultants, architects, interior designers, and more who wish to establish or expand their practice.

The loan can be used for purchasing office equipment (computers, printers, scanners), office furniture, business premises, renovation, or working capital needs. However, it cannot be used for speculative purposes or purchasing land for personal use.

Unsecured Term Loan: Up to ₹5 lakh | Unsecured Cash Credit: Up to ₹4.50 lakh | Secured Term Loan: Up to ₹1000 lakh | Secured Cash Credit: Up to ₹10 lakh

Unsecured Term Loan: Up to 60 months | Term Loan for Office Equipment & Furniture: Up to 84 months (including moratorium) | Mortgage-backed Term Loan: Up to 120 months (excluding moratorium) | Working Capital Limits (Cash Credit/Overdraft): 12 months, renewable annually

For unsecured loans (up to ₹5 lakh term loan or ₹4.50 lakh cash credit): No collateral is required. | For secured loans: Hypothecation of equipment, stock, or mortgage of immovable property is required based on the loan type.

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Unlock up to ₹20 crore at just 8.85%* p.a.

Bring a financial independence in your life

Call Us

For assistance, contact us
on 1800-233-1700 / 8655785534

Write to Us

Got a query or grievance? Write to us enquiry@dns.bank.in

Tailored financial support for professionals with flexible funding options

Turn your professional dreams into reality

Loan Scheme for Professionals Calculators