Features & Benefits of DNS Loan Scheme for Professionals
High Loan Amounts
Get up to ₹1000 lakh for secured term loans and up to ₹10 lakh for working capital needs
Competitive Interest Rates
Starting at 9.75%* for secured loans and 11.50%* for unsecured loans, based on CIBIL score
No Collateral for Small Loans
Clean term loans up to ₹5 lakh and cash credit up to ₹4.50 lakh require no collateral
Eligibility Criteria for DNS Loan Scheme for Professionals
- Who can Apply?: Self-employed professionals excluding medical professionals and traders. Individuals, Registered Partnerships, LLPs, Pvt. Ltd. & Ltd. Companies, and Associations engaged in professional services.
- Eligible Professions Include: Engineering & Technical Professionals (including Software Professionals), Chartered Accountants (CAs), ICWA, Company Secretaries (CS), Certified Tax Consultants, Business Management Professionals, Management Consultants, Architects, Interior Designers, Fashion Designers, Beauticians, and similar professions
Documents required for DNS Loan Scheme for Professionals
- Loan Application in bank’s prescribed format
- KYC documents.
- Professional Qualifications certificates
- Financial statements.
- Projected cash accruals.
- Existing Loan account statements along with sanction letter (if applicable).
