Unlock Rental Income Financing
With a loan amount up to 75%* of the realizable property value and repayment tenure aligned with the lease lock-in period (up to 120 months), this scheme from DNS Bank offers financial flexibility.
Apply For LoanLease Rent Discounting Calculator
Loan Amount
Tenure (months)
Interest Rate
Monthly EMI
₹0.00Interest Payable
₹0.00Disclaimer: The calculator provides estimated EMI; actual figures will be as per RBI guideline. Final calculations will be available at the branch. Floating / Fixed ROI will be available based on customers requirement.
Features & Benefits of Lease Rent Discounting (LRD)
Loan Against Rental Income
Secure funding based on rent receivables from leased property.
Minimal Collateral Requirement
No additional collateral needed apart from the rented property itself.
Easy Liquidity
Helps businesses access immediate funds without selling assets.
Eligibility Criteria for Lease Rent Discounting (LRD)
- Who Can Apply?: Any Individual, Proprietary Concern, Partnership, LLP, or Company who has executed a valid Rent/Lease Agreement.
- Type of Lease Agreement: The Rent/Lease Agreement should preferably be with Banks, Private Limited, or Public Limited companies to ensure stable rental income.
- Income Requirement: The applicant must have sufficient rental income to cover the repayment obligations of the proposed loan.
Documents Required for Lease Rent Discounting (LRD)
- Loan Application in bank’s prescribed format
- Rent Agreement of the property offered as security.
- Last 3 years' Audit Report with financial statements & ITR (along with schedules).
- KYC Documents (Aadhaar, PAN, Passport, etc.).
- Existing Bank Statements for the last 1 year.
- Copy of Sanction Letters for all existing credit facilities.
- Statement of Loan Accounts for the last 1 year.
- Details of Credit Facilities with other banks (if any).
Frequently Asked Questions
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For assistance, contact us
on 1800-233-1700 / 8655785534
Write to Us
Got a query or grievance? Write to us enquiry@dns.bank.in
