Fuel your business ambitions with a loan of up to ₹2000 Lakh at interest rates as low as 8.85%* p.a. Flexible tenures of up to 15 years and simplified documentation make it easier than ever to achieve your goals.
Disclaimer: The calculator provides estimated EMI; actual figures will be as per RBI guideline. Final calculations will be available at the branch. Floating / Fixed ROI will be available based on customers requirement.
Max loan of Rs. 2000 Lakh to meet substantial business needs.
Competitive Interest Rate
Affordable rates from 8.85%* to 12.35%* p.a.
Flexible Tenure
Enjoy up to 15 years to repay at your convenience.
MSME Loans Eligibility Criteria
They should be a proprietorship, partner in a firm, or member of a company/LLP with Udyam Registration.
They should have a passbook or bank statement for the last 12 months.
They should have a regular repayment history.
MSME Loans Documents
Loan Application in bank’s prescribed format
KYC documents.
Financial statements.
Projected cash accruals.
Prime & Collateral Security documents.
Existing Loan account statements along with sanction letter (if applicable).
Stock, debtors, and creditors list.
Frequently Asked Questions
The DNS MSME Scheme offers a Term loan / Overdraft loan up to ₹2000 lakh to help micro, small, and medium enterprises (MSMEs) meet their substantial business needs with flexible interest rates and repayment options.
Proprietorships, partners in firms, or members of companies/LLPs with Udyam Registration and a regular repayment history are eligible to apply.
Required documents include KYC documents, financial statements, projected cash accruals, prime & collateral security documents, existing loan account statements with sanction letter, and a list of stock, debtors, and creditors.
This scheme offers a high loan amount (up to ₹2000 lakh), competitive interest rates from 8.85%* to 12.35%* p.a., and a flexible repayment tenure of up to 15 years.