MSME Loans

Unlock up to ₹20 crore at just 8.85%* p.a.

Maximize Business Growth Today!

Fuel your business ambitions with a loan of up to ₹2000 Lakh at interest rates as low as 8.85%* p.a. Flexible tenures of up to 15 years and simplified documentation make it easier than ever to achieve your goals.

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MSME Loans Calculator

Loan Amount

₹

100Cr

Tenure (months)

Months

480

Interest Rate

30%

Monthly EMI

₹0.00

Interest Payable

₹0.00

Disclaimer: The calculator provides estimated EMI; actual figures will be as per RBI guideline. Final calculations will be available at the branch. Floating / Fixed ROI will be available based on customers requirement.

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Features and Benefits of a MSME Loans

High Loan Amount

Max loan of Rs. 2000 Lakh to meet substantial business needs.

Competitive Interest Rate

Affordable rates from 8.85%* to 12.35%* p.a.

Flexible Tenure

Enjoy up to 15 years to repay at your convenience.

MSME Loans Eligibility Criteria

They should be a proprietorship, partner in a firm, or member of a company/LLP with Udyam Registration.
They should have a passbook or bank statement for the last 12 months.
They should have a regular repayment history.

MSME Loans Documents

Loan Application in bank’s prescribed format
KYC documents.
Financial statements.
Projected cash accruals.
Prime & Collateral Security documents.
Existing Loan account statements along with sanction letter (if applicable).
Stock, debtors, and creditors list.

Frequently Asked Questions

The DNS MSME Scheme offers a Term loan / Overdraft loan up to ₹2000 lakh to help micro, small, and medium enterprises (MSMEs) meet their substantial business needs with flexible interest rates and repayment options.

Proprietorships, partners in firms, or members of companies/LLPs with Udyam Registration and a regular repayment history are eligible to apply.

Required documents include KYC documents, financial statements, projected cash accruals, prime & collateral security documents, existing loan account statements with sanction letter, and a list of stock, debtors, and creditors.

This scheme offers a high loan amount (up to ₹2000 lakh), competitive interest rates from 8.85%* to 12.35%* p.a., and a flexible repayment tenure of up to 15 years.