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ATM Security Tips

• Register Only with Your Personal Mobile Number
  • Use a personal mobile number that only you can access
  • Avoid using shared or public devices to register.
• Never Share Your OTP, PIN, or Password
  • Banks never ask for your OTP, PIN, or passwords via SMS or calls.
  • If you receive such requests, report them immediately to your bank.
• Be Wary of Phishing & Smishing Attacks
  • Phishing: Fake websites or emails that trick you into entering banking details.
  • Smishing: Fraudulent SMS messages pretending to be from your bank.
  • How to Stay Safe:Always verify sender numbers before responding to SMS.Never click on links in unsolicited bank-related messages.
• Enable Security Features on Your Phone
  • Set up a screen lock (PIN, fingerprint, or Face ID).
  • Keep your mobile number updated with the bank.
  • Activate remote wipe features (Find My Device) to erase data if your phone is lost.
• Delete Old Banking SMS Regularly
  • Messages may contain sensitive account details.
  • Do not store banking-related PINs, passwords, or OTPs in your SMS inbox.
• Use a Secure Mobile Network
  • Avoid using public Wi-Fi for SMS banking.
  • If necessary, use a VPN to encrypt your data.
• Verify SMS Shortcodes & Numbers
  • Banks use specific SMS shortcodes (e.g., 567678) for official communications.
  • If you receive an SMS from an unknown number, don’t respond or share details.
• Enable Transaction Alerts
  • Set up SMS/email notifications for transactions.
  • If you notice an unauthorized transaction, report it to the bank immediately.
• Be Cautious with App Permissions
  • Avoid installing third-party apps that ask for SMS access.
  • Regularly review app permissions and disable unnecessary access.
• Report Lost/Stolen Phones Immediately
  • Contact your bank’s customer support to block SMS banking access.
  • Consider blocking your SIM card to prevent misuse.