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STEP 1: Use Strong Passwords: Create unique, strong passwords with a mix of letters, numbers, and special characters. Avoid using easily guessed information like birthdays or names.

STEP 2: Enable Two-Factor Authentication (2FA): Add an extra layer of security by using 2FA, requiring both your password and a one-time code.

STEP 3: Beware of Phishing Scams: Never click on suspicious links or provide sensitive information through emails, messages, or pop-ups. Banks will never ask for login credentials.

STEP 4: Verify Bank URLs: Always access your bank’s website by typing the URL directly into the browser. Look for “https” and a padlock symbol to ensure a secure connection.

STEP 5: Keep Your Devices Secure: Install reliable antivirus software, keep your operating system and apps updated, and avoid using public Wi-Fi for banking transactions.

STEP 6: Logout After Use: Always log out after completing transactions, especially when using shared or public devices.

STEP 7: Monitor Account Activity: Regularly check your bank statements and transaction history for unauthorized activities. Report suspicious transactions immediately.

STEP 8: Avoid Sharing Banking Details: Never share your PIN, password, or OTP with anyone, even if they claim to be from your bank.

STEP 9: Use Banking Apps: Prefer using official banking apps over browsers for added security features like fingerprint login and encryption.

STEP 10: Set Alerts: Enable SMS or email alerts for account activities to stay informed of any transactions or login attempts.

STEP 11: Secure Your Wi-Fi: Use a strong password for your home Wi-Fi to prevent unauthorized access.

STEP 12: Be Wary of Unknown Software: Avoid installing apps or software from unverified sources on devices used for banking.