GST Insta Cash Credit

Unlock a business loan up to Rs. 50 Lakh

Apply for Loan

Quick Loans, Seamless Approval!

Empower your business with a loan up to Rs. 50 Lakh at an affordable 9.85%* interest rate. As a registered proprietor, partner, or LLP member with Udyam and GST, enjoy a seamless process with minimal paperwork and quick approvals.

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GST Insta Cash Credit Calculator

Loan Amount

1K
100Cr

Tenure (months)

Months
1
480

Interest Rate

%
0%
30%

Monthly EMI

₹0.00

Interest Payable

₹0.00

Disclaimer: The calculator provides estimated EMI; actual figures will be as per RBI guideline. Final calculations will be available at the branch. Floating / Fixed ROI will be available based on customers requirement.

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Features and Benefits of a GST Insta Cash Credit

Quick Access to Funds

Quick Access to Funds

Max loan of Rs. 50 Lakh for working capital.

Low-Interest Rate

Low-Interest Rate

At 9.85%* p.a.

Short-Term Financing

Short-Term Financing

Tenure - Renewable after 12 months with swift repayment

GST Insta Cash Credit Eligibility Criteria

  1. They should be a proprietor, partner in a firm, or member of a company/LLP with Udyam and GST registration.
  2. They should have filed GST returns for the last 12 months.
  3. They should have a regular repayment history.

GST Insta Cash Credit Documents

  1. Loan Application in bank’s prescribed format
  2. KYC documents.
  3. GST returns
  4. Financial statements
  5. Prime & Collateral Security documents.
  6. Existing Loan account statements along with sanction letter (if applicable).

Frequently Asked Questions

This scheme offers instant cash credit to businesses based on their GST returns to manage short-term working capital needs.

All GST-registered businesses with a satisfactory credit history and regular GST filings are eligible.

The credit limit is based on your business’s monthly average GST returns and the bank's assessment.

The approval process is fast, and you can expect a decision within 48 hours after submitting all required documents.

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Unlock up to ₹20 crore at just 8.85%* p.a.

DNS MSME Scheme

Bring a financial independence in your life

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