Struggling with cash flow after harvest?
The Pledge Loan lets you unlock the value of your stored crops without rushing into distress sales. Get up to ₹50 lakh at competitive rates, secure your produce in accredited warehouses, and manage your working capital with ease—because your hard work deserves the best returns!
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₹0.00Disclaimer: The calculator provides estimated EMI; actual figures will be as per RBI guideline. Final calculations will be available at the branch. Floating / Fixed ROI will be available based on customers requirement.
Features & Benefits of Pledge Loan
High Loan Amount
Get up to ₹50 lakh based on the value of commodities
Flexible Tenure
Loan repayment period of up to 6 months, aligned with the commodity’s shelf life
Simple Eligibility Criteria
Available to farmers with agricultural land and satisfactory CIBIL records
Eligibility Criteria of Pledge Loan
- Farmers having own agricultural land.
- Crop as per 7/12 extract of farmers will only be considered.
- If the respective crop not mentioned on 7/12 extract, a certificate from Talathi certifying the farmer produces the said crop in his farm to be obtained.
- Agri Commodities of traders will not be considered.
- Satisfactory CIBIL
- ITR along with Balance sheet & Profit & Loss (if applicable)
Documents needed for Pledge Loan
- Loan Application in bank’s prescribed format
- KYC documents
- 7/12 Extract or Certificate from Talathi
- ITR & Financial statements (if applicable)
- Bank statements for last 1 year
- Existing Loan sanction letters & statements for last 1 year (if applicable)
- Godown Details
- Lease Agreement of Godown
Frequently Asked Questions
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For assistance, contact us
on 1800-233-1700 / 8655785534
Write to Us
Got a query or grievance? Write to us enquiry@dns.bank.in
