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(Revision w.e.f. 15th Dec 2025)
Interest Rate On Deposit: Retail Deposits & Bulk Deposit
| PERIOD | GEN.PUBLIC, REGD.CO.OP SOCIETIES/ REGD.CO.OP HSG.SOCIETIES/ REGD TRUST | SENIOR CITIZENS |
|---|---|---|
| Up to 14 days | Nil | Nil |
| 15 to 45 days | 2.50% | 2.50% |
| 46 to 90 days | 4.00% | 4.00% |
| 91 days to 180 days | 5.00% | 5.00% |
| 181 days to 300 days | 6.00% | 6.00% |
| 301 days to upto 1 year | 6.50% | 6.50% |
| Above 1 year to 15 M | 6.70% | 7.05% |
| Above 15 M to 2 Y | 6.50% | 6.85% |
| Above 2 years to 3 years | 6.25% | 6.60% |
| Above 3 years to 5 years | 6.00% | 6.35% |
| Above 5 years to 10 years | 5.35% | 5.70% |
| Shubhamkar Deposit (Tax Saving) Max.Upto- Rs.1.50 Lakh Per F.Y. 60 Months | 6.25% (Quarterly Cumu.& Payout) | 6.60% (Quarterly Cumu. & Payout) |
DNS CIP RD rates
| Period | General Public | Senior Citizen | ||
|---|---|---|---|---|
| Card Rate | CIP(+0.25%) | Card Rate | CIP(+0.25%) | |
| Above 1 Year to 15 Months | 6.70% | 6.95% | 7.05% | 7.30% |
| Above 15 Month to 2 Year | 6.50% | 6.75% | 6.85% | 7.10% |
| Above 2 Years to 3 Years | 6.25% | 6.50% | 6.60% | 6.85% |
| Above 3 Years to 5 Years | 6.00% | 6.25% | 6.35% | 6.60% |
| Above 5 Years to 10 Years | 5.35% | 5.60% | 5.70% | 5.95% |
Republic Day 18 months Special Deposit Scheme W.E.F 27th Jan 2026
| Period | Retail Deposits (Less than 1 crore) | Bulk Deposit (1 crore and above) | |
|---|---|---|---|
| Gen.Public/Reg. Co-op Soc./Reg. Housing Soc. /Reg. Trust/ Non Scheduled Co OP Bank | Senior Citizens | Gen.Public/Reg. Co-op Soc./Reg. Housing Soc. /Reg. Trust/ Non Scheduled Co OP Bank | |
| 18 Months | 7.00% (Quarterly & Monthly Payout Only.) | 7.00% (Quarterly & Monthly Payout Only.) | 7.00% (Quarterly & Monthly Payout Only.) |
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DNS Bank
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