Flexi Loan for Professionals – Loan Against Property Solutions
Turn your property’s value into financial flexibility with DNS Bank’s Flexi Loan for Professionals. Whether you need funds for business expansion, working capital, professional practice, education, or personal financial requirements, our Flexi Loan offers convenient access to funds with the freedom to withdraw as needed and pay interest only on the amount utilized. Enjoy competitive interest rates starting from just 8.50%*, higher loan eligibility, flexible repayment options, and quick processing to help you achieve your goals with confidence.
Disclaimer: The calculator provides estimated EMI; actual figures will be as per RBI guideline. Final calculations will be available at the branch. Floating / Fixed ROI will be available based on customers requirement.
Clean term loans up to ₹5 lakh and cash credit up to ₹4.50 lakh require no collateral
Eligibility Criteria for DNS Loan Scheme for Professionals
Who can Apply?: Self-employed professionals excluding medical professionals and traders. Individuals, Registered Partnerships, LLPs, Pvt. Ltd. & Ltd. Companies, and Associations engaged in professional services.
Eligible Professions Include: Engineering & Technical Professionals (including Software Professionals), Chartered Accountants (CAs), ICWA, Company Secretaries (CS), Certified Tax Consultants, Business Management Professionals, Management Consultants, Architects, Interior Designers, Fashion Designers, Beauticians, and similar professions
Documents required for DNS Loan Scheme for Professionals
Loan Application in bank’s prescribed format
KYC documents.
Professional Qualifications certificates
Financial statements.
Projected cash accruals.
Existing Loan account statements along with sanction letter (if applicable).
Frequently Asked Questions
This loan is available to self-employed professionals (excluding medical professionals and traders) such as Doctors, Engineers, CAs, ICWA, CS, management consultants, Architects, interior designers, and more who wish to establish or expand their practice.
The loan can be used for purchasing office equipment (computers, printers, scanners), office furniture, business premises, renovation, or working capital needs. However, it cannot be used for speculative purposes or purchasing land for personal use.
Unsecured Term Loan: Up to ₹5 lakh | Unsecured Cash Credit: Up to ₹4.50 lakh | Secured Term Loan: Up to ₹2000 lakh | Secured Cash Credit: Up to ₹10 lakh
Maximum tenure of up to 10 years. Loan tenure may vary based on the loan amount, loan purpose, and the Bank’s applicable policy.