Flexi Loan for Professionals (Loan Against Property Solutions)

Tailored financial support for professionals with flexible funding options

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Flexi Loan for Professionals – Loan Against Property Solutions

Turn your property’s value into financial flexibility with DNS Bank’s Flexi Loan for Professionals. Whether you need funds for business expansion, working capital, professional practice, education, or personal financial requirements, our Flexi Loan offers convenient access to funds with the freedom to withdraw as needed and pay interest only on the amount utilized. Enjoy competitive interest rates starting from just 8.50%*, higher loan eligibility, flexible repayment options, and quick processing to help you achieve your goals with confidence.

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Loan Scheme for Professionals Calculators

Loan Amount

1K
100Cr

Tenure (months)

Months
1
480

Interest Rate

%
0%
30%

Monthly EMI

₹0.00

Interest Payable

₹0.00

Disclaimer: The calculator provides estimated EMI; actual figures will be as per RBI guideline. Final calculations will be available at the branch. Floating / Fixed ROI will be available based on customers requirement.

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Features for Flexi loan Scheme for Professionals

High Loan Amounts

High Loan Amounts

Up to Rs. 2000 Lakhs* Loan amount

Competitive Interest Rates

Competitive Interest Rates

ROI starting from 8.50%* based on CIBIL Score

No Collateral for Small Loans

No Collateral for Small Loans

Clean term loans up to ₹5 lakh and cash credit up to ₹4.50 lakh require no collateral

Eligibility Criteria for DNS Loan Scheme for Professionals

  1. Who can Apply?: Self-employed professionals excluding medical professionals and traders. Individuals, Registered Partnerships, LLPs, Pvt. Ltd. & Ltd. Companies, and Associations engaged in professional services.
  2. Eligible Professions Include: Engineering & Technical Professionals (including Software Professionals), Chartered Accountants (CAs), ICWA, Company Secretaries (CS), Certified Tax Consultants, Business Management Professionals, Management Consultants, Architects, Interior Designers, Fashion Designers, Beauticians, and similar professions

Documents required for DNS Loan Scheme for Professionals

  1. Loan Application in bank’s prescribed format
  2. KYC documents.
  3. Professional Qualifications certificates
  4. Financial statements.
  5. Projected cash accruals.
  6. Existing Loan account statements along with sanction letter (if applicable).

Frequently Asked Questions

This loan is available to self-employed professionals (excluding medical professionals and traders) such as Doctors, Engineers, CAs, ICWA, CS, management consultants, Architects, interior designers, and more who wish to establish or expand their practice.

The loan can be used for purchasing office equipment (computers, printers, scanners), office furniture, business premises, renovation, or working capital needs. However, it cannot be used for speculative purposes or purchasing land for personal use.

Unsecured Term Loan: Up to ₹5 lakh | Unsecured Cash Credit: Up to ₹4.50 lakh | Secured Term Loan: Up to ₹2000 lakh | Secured Cash Credit: Up to ₹10 lakh

Maximum tenure of up to 10 years. Loan tenure may vary based on the loan amount, loan purpose, and the Bank’s applicable policy.

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Got a query or grievance? Write to us enquiry@dns.bank.in

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