Consumer Durable Loans

Upgrade your lifestyle today with easy loans for electronics and home essentials!

Gadgets now, pay later

Dreaming of the latest gadgets or home appliances? Make them yours effortlessly with our flexible consumer goods loan—tailored to your needs, with competitive rates and a tenure that fits your budget.

Consumer Durable Loan EMI Calculator

Loan Amount

₹

1K

100Cr

Tenure (months)

Months

1

480

Interest Rate

%

0%

30%

Monthly EMI

₹0.00

Interest Payable

₹0.00

Disclaimer: The calculator provides estimated EMI; actual figures will be as per RBI guideline. Final calculations will be available at the branch. Floating / Fixed ROI will be available based on customers requirement.

Features of Consumer Durable Loan

Finance Purchases

Finance the purchase of electronics, home appliances, and more.

Loan Amount

Loan amount based on the purchase value of your chosen items.

Flexible Tenure

Flexible repayment tenure options as per agreement.

Eligibility for Consumer Durable Loan

He/She should have regular income as a salaried / professional or self-employed person.

Consumer Durable Loan Documents

KYC
Income proof
Purchase invoices
Bank statements
Guarantor's details (if applicable)

Frequently Asked Questions

This loan helps finance the purchase of consumer durables like electronics, appliances, and furniture.

Salaried and self-employed individuals meeting the bank’s eligibility criteria can apply.

The loan amount can go up to ₹5 lakhs, based on the applicant's creditworthiness.

Yes, a minimal down payment may be required, which varies depending on the product.

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