Overdraft against Bank FD Reciepts

Get instant liquidity by leveraging your Fixed Deposit with a low-cost overdraft

Overdraft Power, FD Flexibility

Tap into the power of your Fixed Deposit with a flexible overdraft facility! Enjoy easy access to funds with an interest rate just @1%* p.a above your FD rate and a minimal margin of 10%* on the principal and accrued interest.

Overdraft against Bank FD Receipt EMI Calculator

Loan Amount

₹

1K

100Cr

Tenure (months)

Months

1

480

Interest Rate

%

0%

30%

Monthly EMI

₹0.00

Interest Payable

₹0.00

Disclaimer: The calculator provides estimated EMI; actual figures will be as per RBI guideline. Final calculations will be available at the branch. Floating / Fixed ROI will be available based on customers requirement.

Features of Overdraft against Bank FD Receipt

Immediate Access

Get immediate access to funds with an overdraft against your FD.

Simple Process

Simple process with interest rate just @1%* p.a above the FD rate.

Flexible Usage

Enjoy flexible usage and repayment options.

Eligibility for Overdraft against Bank FD Receipt

He/She should hold a fixed deposit with DNS Bank.
He/She should ensure the loan amount is linked to the deposit value.

Overdraft against Bank FD Receipt Documents

Fixed deposit receipts
KYC documents
Loan application form
Any documents related to overdraft agreements.

Frequently Asked Questions

An overdraft against FD allows you to withdraw funds up to a specified limit, secured against your FD.

You can avail up to 90%* of your FD value as an overdraft.

The tenure of the overdraft is linked to the maturity of the fixed deposit.

No, the FD interest rate remains the same even if you avail an overdraft.

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