Fixed deposit, flexible funds
Need cash but don’t want to break your fixed deposit? Our loan scheme lets you leverage your deposit, offering funds at an interest rate just @1%* p.a above your deposit's rate. Enjoy quick access to funds with minimal documentation and immediate disbursement.
Apply For LoanLoan against Fixed Deposits EMI Calculator
Loan Amount
Tenure (months)
Interest Rate
Monthly EMI
₹0.00Interest Payable
₹0.00Disclaimer: The calculator provides estimated EMI; actual figures will be as per RBI guideline. Final calculations will be available at the branch. Floating / Fixed ROI will be available based on customers requirement.
Features of Loan against Fixed Deposits
Unlock Liquidity
Unlock liquidity by leveraging your fixed deposits.
Interest Rate
Interest rate is just @1%* p.a above the applicable term deposit rate.
No Need to Break
No need to break your FD – keep earning interest while you borrow.
Eligibility for Loan against Fixed Deposits
- He/She should hold a fixed deposit with DNS Bank.
- He/She should ensure the loan amount is linked to the deposit value.
Loan against Fixed Deposits Documents
- Fixed deposit receipts
- KYC documents
- Loan application form
Frequently Asked Questions
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Bring a financial independence in your life
Call Us
For assistance, contact us
on 1800-233-1700 / 8655785534
Write to Us
Got a query or grievance? Write to us enquiry@dns.bank.in
