Loan Against Property

Empower your dreams with a loan against property

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Unlock Funds with Property Loan

Unlock the value of your property with a Loan Against Property. Secure a loan using your residential or commercial property as collateral, offering you access to funds for personal or business needs. Enjoy flexible repayment options, competitive interest rates, and fast approval to meet your financial goals.

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Flexi Loan EMI Calculator

Loan Amount

₹
1K
100Cr

Tenure (months)

Months
1
480

Interest Rate

%
0%
30%

Monthly EMI

₹0.00

Interest Payable

₹0.00

Disclaimer: The calculator provides estimated EMI; actual figures will be as per RBI guideline. Final calculations will be available at the branch. Floating / Fixed ROI will be available based on customers requirement.

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Features of Flexi Loan

Personal Expense Management

Personal Expense Management

Ideal for managing large personal expenses, such as medical or wedding expenses and repayment of unsecured debts or any bonafide purpose.

Loan Amount

Loan Amount

Avail up to ₹50 Lakh with flexible repayment tenure up to 180 months.

Affordable Interest Rates

Affordable Interest Rates

Affordable interest rates starts from 11.10%*, based on your CIBIL score.

Eligibility for Flexi Loan

  1. He/She should have a regular income and own eligible property.
  2. He/She should meet the loan amount criteria upto ₹50 lakh or 75% of the property value, whichever is lower.

Flexi Loan Documents

  1. KYC
  2. Income Document of applicant and co-applicant
  3. Guarantor's details (if applicable)
  4. Valuation and legal reports for collateral security as applicable.
  5. End use declarations

Frequently Asked Questions

A Flexi Loan is loan against encombered property.

Salaried professionals and self-employed individuals with a good credit score are eligible for a Flexi Loan.

Yes, you can prepay the loan without any prepayment charges from your own source.

You can apply online through our website or visit the nearest DNS Bank branch.

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