DNS Education Loans

Unlock your dream education with education loans from DNSB

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Empower your future, debt-free

Empower your future with our education loan – up to ₹1 crore, @10.25%* p.a interest, and up to 15 years to repay! No margin up to ₹4 lakh, and flexible terms to fit your needs. @0.5%* concession for girl students.

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Loan for Higher Education (India & Abroad) EMI Calculator

Loan Amount

₹
1K
100Cr

Tenure (months)

Months
1
480

Interest Rate

%
0%
30%

Monthly EMI

₹0.00

Interest Payable

₹0.00

Disclaimer: The calculator provides estimated EMI; actual figures will be as per RBI guideline. Final calculations will be available at the branch. Floating / Fixed ROI will be available based on customers requirement.

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Features of Loan for Higher Education (India & Abroad)

Max Loan Amount

Max Loan Amount

Finance your studies in India & Abroad with loans up to ₹100 Lakh.

Flexible Tenure

Flexible Tenure

Flexible repayment terms with a maximum tenure of 15 years and moratorium period during study term. EMI will start after completion of study.

Affordable ROI & Margin

Affordable ROI & Margin

Zero margin for loans up to ₹4 Lakh; and 10% margin on loan above ₹4 Lakh with affordable ROI.

Eligibility for Loan for Higher Education (India & Abroad)

  1. He/She should be 18+
  2. He/She must have a co-applicant / sponsorer.
  3. He/She should have a co-applicant / sponsorer whose income covers the monthly interest of loan with residual income of ₹15,000 per month.

Loan for Higher Education (India & Abroad) Documents

  1. KYC documents.
  2. Admission letter
  3. Income proof of co-applicant / sponsorer
  4. Passport (if applicable)
  5. Guarantor's details
  6. Valuation and legal reports for collateral security (if applicable).

Frequently Asked Questions

This loan provides financial assistance for pursuing higher education in India & Abroad, covering tuition fees, accommodation, and other expenses.

Students who have secured admission in recognized institutions in India & Abroad are eligible for this loan.

The loan covers tuition fees, hostel charges, exam fees, library fees, and other education-related expenses.

The repayment period can extend up to 15 years (including moratorium period), starting after the completion of the course.

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